FroogalPay's fraud tools enable Merchants in real-time to combat the increasing threat of online fraud. Our tools pull from an extremely large data co-op of shared reputational data on IP addresses, email addresses, shipping addresses, phone numbers, devices, and more. From there, we convert the data into a risk score. Finally, we set an appropriate risk threshold and automatically block transactions over a certain score. This all occurs before a credit card authorization is initiated.