B2B and B2G merchants can lower their credit card processing fees by providing additional data. There are two levels of additional data, Level 2 and Level 3 data. Level 2 data includes such items as tax and invoice. When a merchant provides Level 2 data on applicable card types, they can lower interchange by as much as .85%. Level 3 data includes such items as discount amount, shipping amount, duty amount, product commodity code, product description and other. When a merchant provides Level 3 data on applicable card types, they can lower interchange by approximately .35% in addition to the Level 2 savings.

FroogalPay recognizes that sometimes providing this information can be cumbersome and often inapplicable. Therefore, FroogalPay helps merchants automatically provide the necessary data to the payment gateway accurately enabling merchants to take advantage of the interchange savings.